These Terms and Conditions govern use of Financial Adviser Hub. By using the website, visitors agree to use it lawfully and acknowledge the educational nature and limitations of the content.
About the website
Financial Adviser Hub is an independent UK educational publication. It explains financial advice, adviser services, fees, retirement and pension topics, wealth management, regulation and consumer protection.
The website is not a financial advisory firm, adviser directory, comparison service or emergency support service.
Educational information only
Content is provided for general information and education. It does not constitute personal financial, investment, pension, tax, legal or accounting advice.
Visitors are responsible for deciding whether they require personalised help from a regulated or otherwise appropriately qualified professional. More detail is available in our Financial Disclaimer.
No adviser-client relationship
Using the site, reading an article or contacting the editorial team does not create an adviser-client, professional-client, fiduciary or contractual advisory relationship.
Financial Adviser Hub does not assess personal circumstances or accept responsibility for implementing a reader’s financial decisions.
Permitted use
Visitors may use the website for lawful personal, educational and research purposes. They may link to public pages and quote short extracts where legally permitted and appropriately attributed.
Visitors must not:
- use the site unlawfully or fraudulently;
- attempt to gain unauthorised access to the site or related systems;
- introduce malware, harmful code or automated abuse;
- scrape, copy or republish substantial content without permission;
- misrepresent Financial Adviser Hub as providing personal advice;
- use the brand, logo or content in a way that implies endorsement; or
- interfere with the operation, security or availability of the site.
Intellectual property
Unless otherwise stated, the website’s original text, structure, branding, graphics and downloadable resources are owned by or licensed to Financial Adviser Hub and are protected by applicable intellectual-property law.
Third-party names, logos, quotations and linked materials remain the property of their respective owners. Reference to a third party does not imply endorsement or partnership.
Accuracy and availability
We aim to keep the site useful, accurate and available, but we do not guarantee uninterrupted access, complete coverage or that every page will remain current at all times.
Financial rules, tax treatment, regulatory guidance, external links and market practices can change. Visitors should verify time-sensitive information against current official sources.
External links
External links are provided for convenience and further reading. Financial Adviser Hub does not control external websites and is not responsible for their content, security, availability, products or privacy practices.
Advertising
The website may display third-party advertising. Advertising is separate from editorial content. The presence of an advert does not mean that Financial Adviser Hub recommends, verifies or guarantees the advertiser, its services or its products.
Visitors who interact with an advertiser do so under the advertiser’s own terms and privacy practices.
Downloads, tools and calculators
The site may provide checklists, worksheets, calculators or other educational tools. Results are estimates or prompts for further consideration, not personal recommendations. Their usefulness depends on the accuracy of information entered and the assumptions described.
Users should not rely on a tool as the sole basis for an important financial decision.
User communications
Messages sent to the editorial team must be lawful and must not contain malicious content, harassment, unlawful material or unnecessary sensitive financial information.
We may decline to respond to personal advice requests, promotional messages, abusive communications or enquiries outside the site’s editorial purpose.
Privacy and cookies
Use of personal information and cookies is explained in our Privacy Policy and Cookie Policy.
Limitation of liability
To the extent permitted by law, Financial Adviser Hub is not liable for loss or damage arising from use of, or reliance on, general information published on the website, temporary unavailability, external links or third-party services.
Nothing in these terms excludes liability that cannot lawfully be excluded or limits statutory rights that cannot lawfully be limited.
Changes to the website and these terms
We may update, withdraw or reorganise content and features. These terms may also be revised when the site, services or legal requirements change. Continued use after an update is subject to the current version.
Governing law
These terms are governed by the laws applicable in England and Wales, subject to any mandatory consumer rights or jurisdictional protections that apply to a visitor.
Contact
Questions about these terms can be sent through our Contact page or by email to admin@financialadviserhub.co.uk.
Last reviewed: June 2026